Prepaid credit cards have been growing in popularity over the past few years. But despite the 'credit card' name, no credit is actually involved. Here’s how it...
Why choose a gas credit card? - PingIt seems like every gas station in the nation now has applications on the counter for a gas credit card. While many people may think, "Why bother, I already have a credit card," gas cards today also frequently offer member bonus features...
Your credit score - it is important you understand it - PingA persons credit score is one of the most important numbers they will ever deal with. A credit score is used by many different companies to determine the credit worthiness of a person. Almost every business a person deals with from utility...
Your first credit card - PingIf you have never been in debt before or you are young, then getting a credit card can be hard. Strangely, lenders trust people who have been in debt and paid it back more than people who have never had any debt. Although it may seem hard...
Zero percent credit cards - PingWhen searching for a 0 apr credit card, one with 0% annual percentage rate (apr) for a trial period, one of the best ways to find a good deal is to compare the credit card rate of several sites. One way to find reliable sites is to start...
Your credit score and an unsecured debt consolidation loan - Ping...
Your credit scores again - PingIt's important for every consumer to learn what a credit score is and how to improve it. Most consumers do not know what their credit scores are, but these scores are used in dealings with such diverse agencies as credit card companies,...
What is the credit? - PingWhat is the credit? You have a credit, when a body or a person lends you a sum of...
Your credit rating can affect your eligibility for a home equity loan - PingAs a homeowner, there will always come a time when your property needs some significant work. This could be a few years after the house was built or as soon as you buy the property from a previous owner. Your main concern is bound to be...
Zero percent interest credit cards and how to get approved - PingZero percent interest is a very attractive credit card feature that gains a lot of attention. Although credit cards have the potential of becoming a dangerous tool, they do have practical uses. For example, credit cards allow easy...
Prepaid credit cards - the facts - PingThe idea of a prepaid credit card has been around for a number of years, but it's only now, with the level of personal debt soaring, that it has really started to take...
Your credit rating - PingNot many people spend too much time thinking about it, but every one of us, has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses,...
Prepaid debit cards - sometimes a necessity but very effective - PingPrepaid debit cards are one of the more safe methods of building credit for a consumer, as well as one of the more safe methods of issuing credit for a bank. The basic commonality all prepaid cards have is that a deposit of some kind must...
Why use low interest rate credit cards? - PingBefore considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your...
Why you may need credit card debt consolidation - PingYou find yourself in a situation of mounting credit card debt. You have 5 credit cards in your wallet and have been shopping more than you earn. Initially you had no problems managing your funds but it has started to snowball not too...